Having an accident which impacts on your life is stressful. When you are trying to cover medical costs and need to take time off work to recover, it is important that you know what your financial options are. Personal injury attorneys help people who have been through an accident and now seek recourse from the other person who caused it. Before you meet with a personal injury attorney, there are details you need to gather so the attorney can help you with your case. These posts are all about what accident and personal injury attorneys do, what they need from you, and the different situations where using one is beneficial to your lifestyle.
The vast majority of drivers on the road are trying to maintain their insurance so that they are in accordance with insurance laws. Unfortunately, there are some drivers on the road who are not insured, and they are sometimes involved in serious accidents that leave you with medical bills, property damage, and more.
So, what can you do if you are in an accident with somebody who fails to provide you with insurance information? This is what you need to know about uninsured motorists and the law.
You Can Secure Uninsured Motorist Coverage
Insurance companies offer uninsured motorist coverage. This coverage means that your insurance company will compensate you for your damages, including your injuries, if the other driver is not insured. The coverage also compensates you for loss of income if you are unable to work as well as pain and suffering.
Uninsured Motorist Coverage Is Hard to Decipher
Of course, it is normal for you not to understand your policy. Contracts can be written in complex language you don't necessarily understand. If you have paid for uninsured motorist coverage but your insurance company is not paying up, you have probably considered speaking with a personal injury attorney who understands auto accidents that involve uninsured motorists.
Each State Is Different
Insurance policies differ between states as far as uninsured motorists are concerned. In some states, you may be required to have uninsured motorist coverage to some degree. Different protection levels will be available to cover bodily injury and property damage caused by those who lack insurance.
Even With Insurance, You May Need an Attorney
While you may have been responsible and secured insurance for yourself, it is also true that you might not receive the compensation you deserve. If you feel that your own insurance company is working against you, you might need to seek the assistance of a personal injury attorney who has experience with auto accidents.
As you can see, it often doesn't make a lot of sense to pursue a case against the other driver. Often, an uninsured driver does not have money to compensate you for your damages, and there is no other insurance company to seek a claim with. Receiving compensation from your own insurance company is often the only way to move forward.
Do you think you have a compelling case after you were injured by an uninsured motorist? Contact a law firm like Bangel, Bangel & Bangel to learn more about your options for compensation.Share
24 June 2020